Lloyd Appraisal Services, LLC is your FHA certified appraisal company

Rest assured that Lloyd Appraisal Services, LLC is an FHA-certified appraisal company in Georgia.  This means that we are certified and approved by the FHA to do appraisal reports for home loans insured by them. A portion of the periodic training our staff at Lloyd Appraisal Services, LLC undergoes deals strictly with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA-insured loan, it means it is backed by them. No part of the loan is provided by the FHA. What the FHA does is ensure that the loan is insured in case the borrower doesn't pay their loan. Low-income and moderate-income borrowers benefit the most from FHA-insured loan programs. The point of the Federal Housing Administration is to aid credit-worthy consumers get approved for mortgages that they otherwise would not. Remember, the FHA differs from the VA appraiser panel in that the lender can pick the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are invaluable to buyers with less starting capital.